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your financial voyage
Mitigate cashflow disruptions with our tailored credit solutions,
allowing you to prioritize what truly counts
Join the thousands who've trusted Easycash to navigate
their financial journey.
Calculator Information
The Equipment Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.
Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.
Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.
Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.
Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.
Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.
Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Calculate your Loan!
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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Dream Big, Fear Less
We understand the fears—debt traps, loan rejections, and financial uncertainties. Your dreams are worth pursuing, and we’re here to minimize your fears. Our commitment is to provide not just loans but pathways to a brighter future. Your dreams, your financial security—it’s what we live for.

Seafarer Loan
Set course for your dreams without financial anchors holding you back.
We understand the unique challenges seafarers face—irregular income, high fees, and inaccessible loans. Our mission is to provide smooth sailing on your financial journey. Lower rates, tailored solutions, and faster approvals await.

Personal Loan
You don’t have to miss any good opportunities with a Cash Advance made quick and simple.
Life is full of dreams, both big and small. Whether it's tuition fee, bills payment, home improvement, a dream vacation, or managing unexpected expenses, we've got your back. Our personal loans are designed to turn your aspirations into reality. Competitive rates, transparency, and support every step of the way.

SME Loan
Business can be tough, but financing it should not be.
Entrepreneurship knows no bounds, and neither should your ambitions. At Easycash, we believe in the potential of every business. Break free from the constraints of stringent requirements. Explore flexible financing, simplified processes, and watch your business flourish.

Personal Loan
You don’t have to miss any good opportunities with a Cash Advance made quick and simple.
Life is full of dreams, both big and small. Whether it's tuition fee, bills payment, home improvement, a dream vacation, or managing unexpected expenses, we've got your back. Our personal loans are designed to turn your aspirations into reality. Competitive rates, transparency, and support every step of the way.

SME Loan
Business can be tough, but financing it should not be.
Entrepreneurship knows no bounds, and neither should your ambitions. At Easycash, we believe in the potential of every business. Break free from the constraints of stringent requirements. Explore flexible financing, simplified processes, and watch your business flourish.

Salary Loan
You don’t have to miss any good opportunities with a Cash Advance made quick and simple.
Life is full of dreams, both big and small. Whether it's tuition fee, bills payment, home improvement, a dream vacation, or managing unexpected expenses, we've got your back. Our personal loans are designed to turn your aspirations into reality. Competitive rates, transparency, and support every step of the way.

Purchase Financing
Don't let purchasing power limit your dreams.
We offer to the latest gadgets/appliances loan that make acquiring what you desire easier than ever. Upgrade your lifestyle without compromising your financial stability.
No Nonsense Approach!
We offer you a more pleasant borrowing experience.
Create an Easycash Account
Choose your preferred loan and sign-up using your email address and mobile number.
Complete Your Details Online
Fill up the online application form and submit your requirements for verification.
Get Approved
Receive your loan status in minutes!

Easy and Convenient
Too busy? Apply anytime, anywhere. Easycash is fast and online. You can apply for a loan using your mobile phone or desktop.

Flexible Payment Options
Payments can be adjusted to your preferred payment schedule.

Safe and Secure
Your information is safe with us. We take information confidentiality seriously.
People Say The Nicest Things
Here's the compelling reason why thousands of businesses and individuals
have opted for our expertise to drive their financial growth.
Seafarer
“Being a seafarer means irregular paychecks and a constant fear of financial instability. Easycash changed the game for me. They understand the unique challenges we face, and their seafarer loans were a lifesaver. The lower rates and faster approvals were a breath of fresh air. I’m now well on my way to achieving my dream of owning a home when I retire. Smooth sailing all the way!”
Seafarer
“As someone who’s been working at sea for over a decade, finding a reliable loan provider that caters to our needs was a constant struggle. But Easycash not only understood our financial frustrations but offered tailored solutions that worked with our income patterns. Their seafarer loans are a game-changer, and the dream of sending my children to college is becoming a reality. Thank you, Easycash!”
People Say The Nicest Things
Here's the compelling reason why thousands of businesses and individuals
have opted for our expertise to drive their financial growth.
Seafarer
“Being a seafarer means irregular paychecks and a constant fear of financial instability. Easycash changed the game for me. They understand the unique challenges we face, and their seafarer loans were a lifesaver. The lower rates and faster approvals were a breath of fresh air. I’m now well on my way to achieving my dream of owning a home when I retire. Smooth sailing all the way!”
Seafarer
“As someone who’s been working at sea for over a decade, finding a reliable loan provider that caters to our needs was a constant struggle. But Easycash not only understood our financial frustrations but offered tailored solutions that worked with our income patterns. Their seafarer loans are a game-changer, and the dream of sending my children to college is becoming a reality. Thank you, Easycash!”
Businessman
“As a small business owner, I’d always felt constrained by the rigid requirements and inflexible terms of traditional lenders. Easycash provided a refreshing alternative. Their business loans offer flexibility, competitive rates, and a swift approval process. With their support, I expanded my business, opened new locations, and achieved financial success beyond my wildest dreams. This is the financing partner every entrepreneur needs!”
FAQs
Easycash is a financial service that provides fast and convenient cash solutions to qualified applicants in the Philippines.
Yes. Easycash operates in compliance with applicable Philippine laws and regulations.
Eligible applicants are Filipino citizens who meet the minimum age, income, and identification requirements.
Applicants must:
- Be at least 18 years old
- Be a Filipino citizen or resident
- Have a valid government-issued ID
- Have a stable source of income
No. Easycash loans are unsecured and do not require collateral.
